Security Issue with Passports and Credit Cards

Wanted to alert you all to a security issue I just learned about. Some passports and credit cards have embedded RFID (radio frequency identification) chips that transmit a signal, as do work badges, packages, etc. Scammers can pick up the signal and steal your identity. I don't have time to research all the issues, but am summarizing the little bit I've heard and providing links to more info if you want to look into it and verify what's here.

There are cheap and easy ways to shield the chip. See the 3 easy steps for protecting your passport with aluminum foil at http://epic.org/privacy/rfid/
Or you can buy shields at places like REI, Amazon or travel-supply shops. Passport shields run about $5; shields for credit cards are cheaper.

For more information, see:

• Researchers See Privacy Pitfalls in No-Swipe Credit Cards - by the NY Times
• RFID-enabled credit card theft - on CNet, which I consider a reliable source; a good article with an awful layout; I copied the text into a Word file that I uploaded to GoogleDrive.
• Radio Frequency Identification (RFID) Systems - by EPIC, a well regarded organization whose privacy enewsletter I was already subscribing to
• House of cards: Why your accounts are vulnerable to thieves - by Consumer Reports
• A Threat Analysis of RFID Passports by ACM, the Association for Computing Machine, the "world’s largest educational and scientific computing society"; I used to belong, and I trust their information: The long article says in part: "Six pieces of information can be stolen from the RFID chip on a U.S. passport: your name, nationality, gender, date of birth, place of birth, and a digitized photograph.1 Numerous problems of identity theft could arise from someone taking that information, but this article focuses on the financial risk."
• What is RFID? by the RFID Journal, which I've never heard of but has a nice summary about the technology.

Lots more info on the Web, including on Wikipedia.

More on Phones

But not from a moron this time - sorry, a dumb play on the first words of the title of this post, for those of you not used to my sense of humor - but from Tom, who I used to envy for having a working mobile at Summer Festival, just like the Brits and other civilized people. (Aren't Americans supposed to be the tech-y ones?) He was one of the first people I know to demonstrate the benefits of the iPhone in a way that I valued. His email is quoted here, with some interjections in brackets from me:

"Having a phone is only really necessary if you have people to call - if you are traveling or your other friends have arranged to have phones. If your friends do have phones, then having one yourself is quite useful.

[In case of emergency, it makes a huge difference to have a phone. Not that anything ever goes wrong in samsara, of course ; )
Other possible people to call might include family members coming to Portugal who aren't attending the teachings, so that you can coordinate your activities. However, note that for calling from Portugal to the U.S., it's far cheaper and easier to get a phone card. I can't be responsible for your mobile bill if you're calling to the U.S. on your usual phone or if you're using your smartphone to check the Internet while you're there: I just read of a traveler who ran up a $4,000 bill! I'm bringing an IDT/Costco phone card, which only charges 4 cents a minute for calls from Portugal to the U.S. Jody has used that card for many years to call home from Summer Festival and highly recommends it. After you buy it, before you leave the U.S. you need to call the toll-free customer service on the back of the card. I already had the card, but called their excellent service to get the number in Portugal (800 813 000 but double-check) to "top up" (add minutes) and confirm the rate. If you're not a Costco member, there are lots of places you can get a cheap phone card before your trip. After all, immigrants use them all the time for calling their home country.

Speaking of friends, I've started thinking about how I'm going to find Sangha friends who I only get to see at Festival - and there are going to be 8,000+ people there! Can't really imagine what that's going to be like. In that case, too, it helps to have a working phone. There are other low-tech ways we can find our friends at Festival, of course. I'm expecting there will be some kind of message board, as usual. It helps to know where they're staying. Or for people you really want to see, you can contact them before you leave and arrange to meet: "After the empowerment in the bookstore," for example. Or ask the Buddhas to have your friend appear before you. It works, as many longtime Festival-goers will testify! Who needs technology?

If you're leaning toward buying a cheap mobile that works in Portugal (and pretty much the rest of the world except the U.S.), there are a few more advantages I can think of:

• It's so much easier to call a taxi or even a local restaurant or museum, etc.
• If you're not a big traveler - or you want to help finance future trips - you can resell it when you get back, and probably make some money on it, judging by what I've seen when I investigated getting an international phone here. Check out eBay, for instance.
• If are a traveler or you're planning to go to Summer Festival and/or other international Festivals, it will come in handy. We bought a very basic international mobile when we were abroad, and now we can simply buy a SIM card for whatever country we're traveling in.

For a short summary, see the post Cheap Mobile Phone. If we everyone reading this post decides to buy a cheap mobile at the Vodaphone store in Lisbon Airport, however, they will sell out. That's what happened to the cheap mobile phones they used to sell at Woolworths in Ulverston, the closest town to the site of Summer Festival. There are other phone stores in Lisbon, and maybe even in Cascais, at the big shopping mall CascaiShopping on the outskirts of town?? USA Today writes about that mall in their article How to Shop in Cascais, Portugal. I emailed a Cascais local about local phone stores but haven't heard back yet.

OK. Long digression Back to Tom ...]

The simplest option is to have your traveling companion get a phone, then stick close to them.

 

The simplest solution may be to get an international plan from your current provider. These are expensive. ATT's was about $70 for the minimum use of voice and text. But it is not that much more expensive than unlocking your phone or buying another phone and it is much simpler. If you want simplicity and don't anticipate that much use, this may be the best option.
 

[I don't think this is an option for most of us, but check with your carrier/phone company. One reason I consulted Tom is that his experience has been so different from mine, partly because as a computer programmer he's much better at technology than I am, but also because it's very different if you're with ATT vs. others. I haven't been able to find a reasonable way to use my Verizon smartphone abroad, and I have looked into it.] The next option is to use your own phone. There are two requirements for this: it must be unlocked and it must be compatible with the cell network in Portugal. If you bought your phone with a contract, it is probably locked to that carrier. Different carriers have different policies about unlocking phones. I think Verizon is fairly liberal and your phone may already be unlocked or can be unlocked with a call to customer support. [There are U.S. laws that prevent unlocking phones, but there are efforts to overturn them. For more information, you can start with this CNet article.]
 

ATT does not unlock phones until they are out of contract. However, with some effort I was able to discover that I could end my contract by paying an early termination fee and that the termination fee would apply to my next payments. I didn't know about it being applied to your next payments. In my case, 1 year into contract, the fee was $215. This will apply to my next 2.5 monthly payments. In effect, you are just making an early payment. As long as I stay with ATT until that payment has been fully applied to monthly bills it costs me no extra money. My service with ATT continues at the same rate but my phone is now "out of contract" and they unlocked it for me.  

 

I don't know about policies of other carriers but give them a call.

 

As for compatibility, that it a little more complex. I believe that most of Europe uses "GSM." [Don't even ask why doesn't the U.S. doesn't simply adopt the otherwise universal standard of the rest of the world? Hmm ... think metric?] ATT uses "GSM." My iPhone has worked in England. I expect it to work in Portugal. Verizon's network uses a different technology and Verizon phone's may or may not be compatible. You can find out by researching what frequencies your phone supports and what frequencies are used in Portugal. [A few years ago when I was shopping for a new phone, you needed buy an expensive "dual-band" or even "tri-band"phone to get those frequencies.]

 

I don't plan to do the research. I'm just going to hope it works and move to alternate plans as needed: "B" (buy a phone there), "C" (stick close to a friend with a phone), or "D" (hang out with whoever happens to appear). It will be what it is.

 

Buying a phone there is potentially very simple or very complicated. If you search on the net you will find companies who will sell you European SIM cards and phones. If you buy and use one of those, it is pretty simple. If you think: "but are they giving me a good price? Maybe I can find a better price.  Maybe I want an unlocked smart phone" and then look on eBay for options, that quickly gets very complicated. [That was definitely my experience.] You may then think: "I'll just wait until I land in Lisbon. Surely there will be phones for sale there and they should all work in Portugal. Guaranteed."  There probably will be and probably for a good price. This could be very simple. Unless it is complicated or impossible. It will certainly be one of those: simple, complicated, or impossible. If you then think: "I don't like leaving that up to chance, urm, my karma." Then you could buy a phone off the internet and be content with the price you paid, which is probably pretty good. [Not that I could find, and I did a pretty thorough search.] But you should compare that to just adding international service to your own plan…" [When I contacted Verizon a few years ago, it was prohibitively expensive.]"

 

OK we're done talking now. You can hang up. : )

What I Like to Pack

In case you're interested, here are a few items I like to bring that mostly aren't on the usual packing lists. What finally ends up in my bag depends on how much room there is, but I'm hoping reading this may stimulate your own ideas for what might make your trip a bit more comfortable. Just don't drive yourself crazy with details!

IMPORTANT
Electrical converters! You already know about them if you followed the link to Rick Steves' packing list in an earlier post called Packing Thoughts & Lists, where he has a link to a nice explanation at Electric Europe: Adapters and Converters. Wise and experienced traveler LindaL helpfully reminded me to emphasize this: "For those who are bringing cell phones and other electronic gadgets, they will need to figure out a proper electrical plug adapter and maybe a converter. Our standard US plugs won't fit. I wouldn't count on the hotel, because everyone might be requesting to recharge cellphones. At a minimum you need to have a compatible electrical plug adapter."
Think through your everything you're bringing that uses electricity. Are you bringing an iPad? an eBook reader? (By the way, I got Kindle as a gift and find it great for travel. Did you see that Tharpa has ebooks for The New Heart of Wisdom and The New Guide to Dakini Land, as well as Eight Steps and Modern Buddhism and some sadhanas? It's nice that most of the books are also available as audio MP3s, for listening to on the plane with an iPod, for example. The Kindle only comes with a USB recharger, and I'm not planning to bring anything with a USB port, so I went looking for a wall charger. Amazon had various ones for around $20, but for $5 more, you can get a wall charger that comes with 6 adapters for international travel, as well as a long cable.)

It might not just be recharging your cell phone. (By the way, is your phone even going to work over there? Click the Phone label in the right column of this website to get more info; warning: potentially complicated!).
Linda and I both thought this page had some useful details: Electrical Plug/Outlet and Voltage Information for Portugal. See also the post Electricity in Portugal

Safety travel pouch - for keeping your passport, a credit card, and other essential items close to your body, away from thieves. They come in different forms, such as money-belts and over-the-neck pouches. You can see some of the styles at the Rick Steves Travel Store, all of which are reduced in price through the end of the day. For more information, see the excellent Rick Steves' article Travel with a Money Belt: Your Portable Safe.

FOOD/DRINK
Travel Food - I like healthy energy bars (especially Lara Bars, which taste good and have a short, simple list of ingredients) and nuts or trail mix. Trader Joe's seems to have the best prices on both. For the first leg of the trip, you can bring food like carrot sticks, peanut butter sandwiches and hard-boiled eggs (stored in a egg container, such as the cardboard container they're sold in the store pared down to fit the number of eggs you're bringing), along with salt & pepper packets. The bars and nuts are good for later in the trip. I like knowing that if there are delays and I'm stuck somewhere, I won't go hungry and won't have to overpay.
Go Greens - a health-conscious Sangha friend uses these all the time. A powder made of organic fruit and vegetables that comes in small, light packets that are easy to add to a bottle of water and are reasonably priced. I got mine at Vitacost, and I know they sell various kinds on Amazon, but saw online that they also sell them at Costco. Note that there are other products named "GreensToGo" that are much more expensive, which seem to be sold  by possibly dubious alternative healers.
Emergen-C - the supplement mix that has vitamins C and B, electrolytes,
nutrients, and antioxidants, for preventing colds and infections. It comes in travel-friendly light packets, but check the ingredients for the somewhat healthier flavors with less sugar. The Lite version, which the Vitacost website which helpfully lists the ingredients of the supplements they sell, says it has 1g of sugar (vs 6g in some of the other flavors), but I'm the  not sure if that's sweetened with one of those more dubious chemicals such as Aspartame. It's cheaper at SuperSupplements and Trader Joe's.

Teabags - I love tea and always carry around a few of my favorites in my bag. When I travel I bring various flavors, including some chamomile in case I need a mild sleep aid. Traveling tends to constipate some people; I recommend a senna-based tea such as Smooth Move, a mild but effective laxative. Some places don't offer green tea, and some have really bad black tea.
Coffee drinkers may want to get some of those instant Starbucks Via packets, which I've heard are pretty good for instant and sometimes appear at Costco.

Water Bottle - I don't like water in plastic bottles, because they're not environmentally friendly, the water is not good quality (although it presents itself as healthier than drinking from a tap) and I have reason to believe the plastic leaches possibly toxic substances, particularly if the bottles have been in the sun. They are convenient, however, and I do buy them occasionally, particularly for Go Greens or Emergen-C so that I don't have to clean out my bottle.

Travel Mug - optional if there's room, but I've found I'm happy to have it. I often put my teabags inside, to save room and keep things organized.

By the way, if you want to save money on meals, even if you don't have access to a kitchen, there are some tips on things to pack that will allow you to prepare simple meals at Self-cater Meals in a Hotel Room: What to Pack

OTHER
NoJetLag - see the post Jet Lag Remedies for more information.

Thumb drive - for a few essential computer files. I'm going to try to learn how to encrypt the info. Apparently Windows comes with an encryption program, and I know there are others on the Web. Do I need to warn you about installing software from the web on your computer? Find a trusted site, possibly CNet?

Travel Pillow - finally decided to get one when I saw my acupuncturist with hers at Summer Festival. Certainly nice to have on the plane. For me it's a very optional item, only if there's room.

Headlamp - useful for safe, hands-free walking at night and for reading in bed.

Compass - a quirky item, I admit, but there have been so many times I've wished I had one. I don't have a good sense of direction. I'll have a good map but not know what direction I'm facing.

Map - because I like them, especially paper ones. If you've gotten used to relying on your smartphone, you'll want to think through how that's going to work in Portugal.
Speaking of maps, I've found some interesting or useful ones online.
For example, there's a post Good Cascais Map Showing Attractions, Hotels, Grocery Stores

Other Travel Info - for example, because I'm a vegetarian and a lot of countries have largely meat-based diets (ever been to Scotland?), I research vegetarian restaurants for the cities I'm going at websites like Lucky Cow and Lonely Planet, then and pack a printout. For more info, see the Vegetarian Restaurants & Portuguese Desserts post.

Safety Abroad

General
Rick Steves has some excellent general safety advice for travelers or you can find similar tips at various websites, including the U.S. Government's Travel Advisory website before going anywhere; none of these countries is currently on the list. There are also links to safety and health tips for traveling abroad.

Portugal
Portugal is considered a safe country, but it is good to be aware of potential safety problems so that you can greatly lower your risk.
The State Dept website has definitive information about Portugal, which begins "Your greatest crime risk is becoming a target of pickpockets and purse snatchers, particularly at popular tourist sites and restaurants, or on public transportation. ... "
If you are going to Lisbon, the site lists additional details.
I read elsewhere that "pickpockets operate in teams: one distracts the victim while the other targets laptop bags or wallets. Being aware of your surroundings greatly reduces this risk and ensures your safety."
ATM security; Try to withdraw money earlier in the day and try to avoid withdrawing money in some of the train stations late at night, especially Cais do Sodre.
MasterCard has some good tips about ATM safety, particularly the Safety 101 section.